Cyber insurance covers a range of elements, the most basic being the legal expenses incurred as a result of falling victim to cybercrime. This includes legal fees, expenses, and even any fines that you may have to pay or financial settlements that have to make with your customers or third parties who have been affected as a result of the incident. Apart from this, depending on the coverage you opt for, your cyber insurance may cover the following.

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What is cyber insurance

With cybercrime becoming a major threat to businesses across the world, irrespective of their size, cyber insurance is fast becoming a necessity more of a necessity than a choice. However, the concept of cyber insurance is still fairly new and not many SMBs are aware of its benefits. Cyber insurance is an insurance that covers your liability in the event of your business becoming a victim of cybercrime. For example, a data breach puts you at risk of lawsuits, makes you liable to your customers/other parties whose data has been compromised because of/via your organization. Cyber insurance covers the financial aspect of such liabilities, making it easier for you to deal with them.

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There are many advantages to SaaS over the license model including stronger data security and better upgrade management. But one area that can be overlooked is the saving it labor and infrastructure that disappears with the SaaS model.
There are significant advantages to SaaS because it eliminates labor, hardware, infrastructure, and utility expenses.

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One of the really great features of SaaS is that this model offers some really great security advantages. These security advantages can help lower your risk level against data breaches and protect your client’s data. Anything that increases your data security has real value, not only because it can avoid business disruption, but it helps shield you from an areas of worrisome liabilities.

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Software-as-a-Service (SaaS) is the notion that instead of licensing the use of software, and essentially owning it, with all the accompanying requirement to support it on your own hardware, you subscribe to it while it operates on vendor supported hardware. Since SaaS replaces the traditional license model, we need to define the “license model.”

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Wondering exactly what Software-as-a-Service is and whether it is appropriate for your business or organization? Because it differs from the software model that we’ve become accustomed to since the 1980s when affordable computing power could sit on your desk, it could be that transitioning to software in the cloud may be worrisome to business people.

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When you look at all the ways that your data can be placed at risk, it can be pretty discouraging. As discussed in our last two blogs, data is at risk from bad actors, failed hardware, human error and external events largely beyond anyone’s control. However, there are a range of solutions, some of which can be money-saving, that can help mitigate risk. Here are four key areas on which to focus.

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Aside from human error and the work of bad actors, our data faces others risks. In particular, the failure of your hardware and software to protect as designed, and the numerous external threats that exist, largely beyond anyone’s control.

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With the news cycle dominated by data that has been stolen by cybercriminals, it is easier to overlook the other, sometimes benign ways your data may be placed at risk and become inaccessible to your employees and customers.

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We hear a lot of talk about data security because of the constant threat of cyber attacks and hacking. News of data breaches are extremely common. As a result, we are exceptionally concerned about the branding and reputation consequences of a data breach. However, there are other events which could occur that make our data inaccessible. It is important to know you are doing the best you can to protect against cyber attacks, ransomware and other forms of data theft, but data security goes beyond that. Instead, let’s look at data from a broader perspective.

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